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How to open an IRA LLC, IRA Trust, or Solo 401(k) at River:

  1. Make sure you have already started making your Rocket Dollar retirement account through the get started tab. You will need to select a Gold account with checkbook control. Solo 401(k)s are also acceptable. After you have your Rocket Dollar IRA entity (Trust or LLC) or Solo 401(k) Trust, Create an online River account with your personal info here.

  2. Download and Complete the River entity application using the instructions in this Knowledge Base article.

  3. Complete and send in additional documentation notated by the end of the Knowledge Base article from Step 2 to support@river.com.

Online River Account

If you do not already have an existing River account or wish to create a new River account please go to river.com to create an online account. The account email must match the Authorized User’s email provided on the River entity application.

Please use your personal information when creating this account. The Entity application will title the account in the name of your IRA LLC, IRA Trust, or Solo 401(k) trust. Work with Rocket Dollar's signup and support team to create your retirement account and entity before completing and sending in a River Entity application.

Sending Supporting Documentation

You will need to send additional documentation to support@river.com. The title of the email should be Rocket Dollar - Checkbook IRA or Solo 401(k) (whichever is applicable to you).

River FAQs

Benefits & Pricing

Transparent pricing on a subscription basis.

Self-Directed IRA

The essentials you need to start investing

$30/moper month

$360 one-time setup fee

Get Started Learn more
Silver Program
  • All transactions go through the IRA custodian
  • Ideal for one-time investments (No Checkbook Control)
  • Bring Your Own Deal (BYOD)
  • Domestic Investments Only
  • No AUM fees

Checkbook IRA

Take complete control with our most popular account

$30/moper month

$600 one-time setup fee

Get Started Learn more
Gold Program
  • IRA Trust checking account (LLC available)
  • Unlimited fee-free transactions
  • No Custodian sign-off on transactions
  • Bring Your Own Deal (BYOD)
  • No AUM fees
  • Best For Ultimate Control of Investments:
  • Rental Properties
  • Fix-n-Flip
  • Tax Liens
  • Crypto (hold your keys)
  • Foreign Investments
  • Private Note Investing
  • Precious Metals
  • Limited Partnerships
  • Private Placements
  • Private Stock Purchases
  • Domestic Investments Only

Solo 401(k)

One participant, unlimited investment options

$30/moper month

$600 one-time signup fee

Get Started Learn more
Gold Program
  • IRA Trust checking account (LLC available)
  • BYOD (Bring Your Own Deal)
  • Unlimited fee-free transactions
  • No Custodian sign-off on transactions
  • Bring Your Own Deal (BYOD)
  • No AUM fees
  • Ideal for folks with self-employment income:
  • High contribution limits
  • 401(k) loan option
  • Self-custody account
  • Roth and Traditional in one account
  • Domestic Investments Only
  • Best for Real Estate Investments:
  • Rental Properties
  • Fix-N-Flips

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Rocket Dollar | Self-Directed Retirement Accounts